Every team is different. Our enhancement options let you extend and tailor your benefits program to meet specific needs, increase flexibility, and support overall employee wellness.

• Health Spending Accounts (HSAs): Tax-effective reimbursement for health expenses
• Healthcare Reimbursement Plans (HRPs): Structured plans for eligible healthcare costs
• Wellness Spending Accounts (WSAs): Flexible accounts that allow employees to claim expenses related to physical, mental, and emotional well-being
• Critical Illness Insurance: Lump-sum support for major medical diagnoses
• Top-Up Coverage: Extra protection for life, disability, and accidental death
• Specialized Risk Coverage: Options for high-risk roles, key personnel, or executives
• Health and Wealth Solutions: Strategic planning tools for business owners and executives, designed to protect owners and leadership teams and support long-term business growth

These enhancements give your team more options, your company more control, and your plan more value.