ICBA’s pooled benefit plans are designed for small and mid-sized businesses that want predictable costs, reliable coverage, and less administrative hassle. By joining a large, multi-employer pool, your company gains access to better pricing, built-in stability, and the strength of numbers – without sacrificing service or flexibility.

Our pooled plans are ideal for businesses with between 3 and 49 employees, and are especially valuable for those seeking a simple, cost-effective way to offer professional employee benefits.

Key features of ICBA Pooled Plans:

• Access to competitively priced health, dental, life, and disability coverage
• Predictable annual renewals, with reduced risk from claims volatility
• Efficient onboarding, with a streamlined setup and clear plan options
• Mental health and wellness supports included in every plan
• Supported by ICBA’s in-house, Canadian-based administration team

With thousands of companies already participating, ICBA pooled plans offer the economies of scale of a large organization – while still delivering the personalized support of a member-driven association.

Strength in numbers. Service you can count on. Plans that just make sense.