Flexible Coverage for Construction Crews

ICBA’s Hour Bank plan is built for construction companies and mobile or seasonal workforces. It’s ideal for employers whose crews move between sites, projects, or contracts – offering employees consistent coverage, regardless of where or when they work.

  • Hours are banked as employees work, allowing for uninterrupted benefits coverage
  • Fully portable across jobs, regions, and projects
  • Different tiers of coverage available to match your budget
  • Seamless transitions between Hour Bank and traditional plans when work patterns change
  • Includes mental health supports, life and travel insurance, and Employee and Family Assistance Plans
  • Fully administered by our in-house Canadian team, with support for BC- and Alberta-based firms

The Hour Bank is one of Canada’s most trusted construction-focused benefit platforms — simple to administer, cost-effective, and crew-tested. There’s a reason why so many industry leaders call it *THE* Construction Industry Benefit Plan.

Being able to offer these types of benefits has been an integral part of us recruiting and retaining employees. It gives me comfort knowing that I have a team of ICBA professionals behind me that not only have my best interests at heart but those of my employees.
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Laura Leonard
AWG Northern Industries
Our company did not fit inside the typical insurance needs box, and the ICBA team found solutions that work perfectly for us. Anytime we have concerns, we have support from their team. We happily recommend ICBA Benefits!
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Werner Friesen
Bert's Electric
Not only was ICBA Benefits able to find a more viable solution for us from a cost perspective, but they provided us with a detailed report that outlined how our plan design measured up in comparison to the industry, and they brought to our attention some deficiencies our prior plan had that we didn’t know existed.
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Mike Kask
RDM Enterprises Group
Our employees are our most valuable asset… they get comprehensive coverage and great customer service, and we get the benefit of accessing a growing and thriving benefits pool, with the flexibility of the hour-bank model.
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Ron Chambers
Chambers Electric
Since placing our business, and through our many dealings with ICBA staff and management over the years, we have come to appreciate their expertise, the diverse range of products they offer, and their extremely competitive premiums. The team at ICBA Benefits continues to exceed our expectations.
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Scott Jacob
Jacob Bros Construction
ICBA is always there to provide professional and friendly service and support with our benefit plan needs. They know our business and bring their expertise to ensure that our benefits solutions are tailored to the needs of our staff.
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Steve Lux
Brighter Mechanical